Cash Flow (or Income) is your most precious financial resource. You need it today, tomorrow, and every day of your life. Traditional advisors approach planning from a "What's your number?" perspective. Based upon your best guess, they use 3rd grade math to calculate how much you should save and what rate of return you need.

Your financial life should never be about a number. The more important factor is Cash Flow. "How do we create the Cash Flow you desire for the rest of your life?" That's the question. And the answer isn't 3rd grade math. It's much more complicated than that and a lifelong journey to accomplish.

The world around us is filled with financial "threats" and life events that can and will confiscate our cash flow now and throughout our lifetime.

Examples include:

And the greatest threats to cash flow - those that cause 100% loss of income: Death, Sickness, and Job Loss.